So, you have found yourself suffering a loss from a motor vehicle accident or because of someone else’s negligent action. If this is the case, then during your personal injury case, you will have to deal with insurance companies. It is important to learn certain tips for dealing with insurance companies throughout the course of your case.
Tip #1 Watch What You Say
This is the most fundamental tip when dealing with insurance companies. Once you have initiated a claim, you will be assigned an insurance adjuster. The insurance adjuster might seem like they are on your team, but they are not. The insurance adjuster is working for the insurance company and is, therefore, on the insurance company’s side.
The insurance adjuster may seem pleasant and act like they want the best possible outcome for you, but you must always be mindful of what you say to them. The insurance adjuster might also ask you to provide a recorded statement to the insurance company. You should seek your lawyer’s advice on this, as it is best to avoid these recorded statements. This is because once you provide a recording, you cannot change what is said, and if your symptoms change, it might be difficult to amend your previous statement. Also, once you retain legal counsel, your lawyer will deal with the insurance company, and you should stop talking with them directly.
Tip #2 Provide Lots of Proof
What does it mean when we say, “provide proof.” It is essential to take many photographs of the accident scene. It is important to take many photos of your vehicle, the other vehicles involved, the intersection, and the traffic lights. This is because some things can easily be forgotten after an accident. The photos will further prove your claim for the insurance company. Also, get the license plate number, insurance, and registration number of the other vehicles involved in the accident.
Tip #3 You Might be Watched
When you make a claim with an insurance company, the insurance company might monitor you. This surveillance aims to ensure you are telling the truth and are not lying about the extent of your injuries. The most important thing to remember is that this is a possibility, and there is no need to panic. There are some things that you should do. It is a good idea to refrain from using social media or to make your social media posts private. The insurance company might contact your job, friends, and family to verify your claim. Also, they might be recording you. Staying vigilant and aware of what might happen is essential, so be mindful of your actions.
Tip #4 Do not Settle
Regarding your claim, it is essential to understand the settlement offer being provided. The best way to do that is to consult a personal injury lawyer. Personal injury lawyers are here to help you. They are on your team. They are here to support your claim. This includes the team at Mirian Law. If you need a Personal injury lawyer at Ontario, contact Mirian Law. Remember that if you suffered a loss, then you better call Ross!