Experiencing a Car Accident can trigger a range of emotions, including shock and surprise. While it’s normal to feel unsettled after such an event, some individuals may develop psychological symptoms that extend beyond initial shock. These can include anxiety, depression, and difficulty resuming normal life activities.

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Recognizing Anxiety After a Car Accident
Anxiety often manifests as worry, …

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Understanding the statute of limitations is crucial when considering legal action. A common question is, “How long do I have to bring a claim?” It’s vital to be aware of deadlines, as missing them can prevent you from submitting your claim. In Ontario, the limitation period for filing an Accident Benefits and/or Tort Claim is typically two years. This period usually begins on the date the injury is discovered, which often coincides with the date of the accident or incident, …

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So, you have found yourself suffering a loss from a motor vehicle accident or because of someone else’s negligent action. If this is the case, then during your Personal Injury case, you will have to deal with insurance companies. It is important to learn certain tips for dealing with insurance companies throughout the course of your case.
Tip #1 Watch What You Say 
This is the most fundamental tip when dealing with insurance companies. …

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Before you pursue a personal injury claim, you must choose a firm that best suits your needs. The most essential aspect when picking a personal injury firm is having knowledgeable lawyers. You want someone with experience dealing with your type of case and who will advocate for your needs. At Mirian Law, we have lawyers with over ten years of experience in Personal Injury Claims in Ontario. …

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Once you are in a Car Accident, your car insurance policy will provide you with Accident Benefits. Everyone is eligible for treatment for minor injuries sustained during a car accident. The insurer does not need to approve the treatment for minor injuries. The maximum amount of money an insurance company will give for minor injuries is $3,500. This is given in three block treatments of four weeks, each for twelve weeks. This money is to help you get treatment to be able to get back to your pre-accident self. …

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If you’ve been involved in a collision with a farm tractor, here are a few things you should know.
A Farm Tractor Is Not an Automobile
A farm tractor is not generally considered an automobile within the meaning of Part VI of the Insurance Act of Ontario. Part VI pertains to automobile insurance, but it does not normally apply to farm tractors. This is because farm tractors are not generally required by law to have automobile insurance. …

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If you have been injured by slipping and falling due to snow or ice on a public sidewalk, recovering for your loss can be challenging. The standard to overcome in a successful lawsuit is quite high.
Understanding the Municipal Act, 2001
The Municipal Act, 2001, applies to incidents causing personal injury on municipal property. Section 44(9) states:
“Except in case of gross negligence, a municipality is not liable for a Personal Injury caused by snow or ice on a sidewalk.”
What Is Gross Negligence? …

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Businesses all across Ontario have been impacted by COVID-19 to varying degrees with many business owners rightfully concerned about the future of their livelihoods. While we’ve all been forced to make both personal and professional adjustments to cope with the uncertainties and uneasiness brought on by this unprecedented health crisis, non-essential small businesses are arguably taking the hardest hit. These are well-known, established, and beloved institutions that are longstanding fixtures within their communities. To see them being financially devastated by COVID-19 is equally heartbreaking and tragic. …

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What are Collateral Benefits and How Are They Related to the Statutory Accident Benefits Schedules?
In Ontario, all insurance providers of automobile insurance coverages are required to provide accident benefits to the insured party by way of the Statutory Accident Benefits Schedules (SABS). The SABS is a form of no-fault insurance coverage. It is mandatory and included in all standard auto insurance policies within the province. These benefits are regulated under the Ontario Insurance Act and have been put in place by the Ontario government in order to help the insured party pay for out-of-pocket injury-related expenses such as health costs not covered by OHIP, …

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